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  Getting a credit card an easy way to build your credit, but you should still be careful when it comes to spending. Kimberly Palmer , credit card and banking expert from Nerdwallet , shares some pros and cons of using plastic.   Credit cards can help build your credit history Credit cards are actually one of the simplest and most straightforward ways to build credit,’ Palmer says. “Building your credit history when you’re young is so important because it can really affect so much of what you do in your financial life. Showing that you can responsibly handle credit will make it easier for you to take out a loan for your education, a car, or a new home down the line. But in order to build a strong credit history, be sure to pay off your bills on time every month. “The lender you’re considering using will always check your credit history to see how you’ve paid off your bills each month, Palmer says. It’s such an important thing to build up your credit history.

  Facebook Inc will begin to prioritize trustworthy news outlets on its stream of social media posts as it works to combat "sensationalism and misinformation, Chief Executive Mark Zuckerberg said on Friday. The company, which has more than 2 billion monthly users, said it will use surveys to determine rankings on how trustworthy news outlets are. It also said it would put an emphasis on local news sources. The move is likely to send shockwaves through the media landscape in nearly every country, given the ubiquity of the world's largest social network and how central it has become in some places to the distribution of news. Zuckerberg outlined the shakeup in a post on Facebook, saying that starting next week the News Feed, the company's centerpiece product, would prioritize high quality news over less trusted sources. There's too much sensationalism, misinformation and polarization in the world today, Zuckerberg wrote. Social media enables pe

Imagine you owe more than 30,000 trillion in student loan debt, and the average debt for a 2016 grad is 37,000. That’s a lot of money, so if you’re among those feeling the pinch, you might be wondering how you even begin to start paying it back. The good news is that federal loans make up 92% of all student loans. That’s good news because Uncle Smith tends to charge less interest, and he offers you several ways to pay him back. Standard repayment plan The traditional method, called the standard repayment plan, is equal monthly payments over the life of the loan. You’ll end up paying the least amount of interest because of how quickly it gets paid off. I hope that this information help you in your research.